TERMS AND CONDITIONS

DISCLOSURES AND DISCLAIMERS

In compliance with applicable laws and regulations, and in furtherance of our commitment to transparency, we hereby provide full disclosure of our services, products, and business operations. PLEASE NOTE THAT TPFOB IS NOT A POST-SECONDARY EDUCATIONAL INSTITUTION and does not confer state-accredited degrees, credits, or certificates that may be used for post-secondary academic purposes. Further, WE DO NOT GUARANTEE ANY SPECIFIC FINANCIAL OUTCOMES from the use of our services, training, or products.

TPFOB strictly disassociates from any representations of a "get-rich-quick" scheme. Success within our programs is contingent upon the user's personal effort, commitment, and diligence. Consequently, we are legally prohibited from offering any guarantees regarding specific outcomes, results, or earnings. Testimonials on our platforms reflect exceptional results achieved by highly motivated individuals and should not be construed as representative of typical outcomes.

IF YOU DO NOT ACCEPT THESE TERMS, PLEASE REFRAIN FROM PURCHASING OR UTILIZING OUR PRODUCTS OR SERVICES.

1.) Agreement to Terms

These Terms and Conditions constitute a legally binding agreement between you ("User") and The Pattern: Freelancing and Online Businesses ("Company," "we," "us," or "our") regarding your access to and use of the Company's website and associated platforms, including but not limited to websites, mobile applications, and social media platforms ("Site"). By accessing the Site, you confirm your understanding and acceptance of these Terms. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, YOU MUST IMMEDIATELY CEASE ACCESSING AND USING THE SITE.

We reserve the right to amend or modify these Terms at our sole discretion without prior notice, except that updates will be indicated by a "Last Updated" date. Continued use of the Site following any such modifications constitutes your acceptance of the amended Terms. We advise reviewing these Terms regularly to remain informed of any changes.

2.) Intellectual Property Rights

All materials, including but not limited to course content, videos, written materials, and other proprietary content ("Materials") offered by TPFOB are the exclusive intellectual property of the Company. Unauthorized reproduction, resale, or distribution of these Materials is strictly prohibited. Any sharing of login credentials or proprietary content with unauthorized persons constitutes a violation of intellectual property laws and is subject to immediate termination of access to the Site, without refund, and potential legal action under Philippine law.

The Company retains all rights to the content and trademarks associated with the Site. Users are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only. Any other use, including the reproduction, distribution, or public display of any content or trademarks without express written permission, is strictly prohibited.

3.) Earnings and Income Disclaimer

The Pattern: Freelancing and Online Businesses ("TPFOB") does not guarantee that participation in our programs will result in financial gain. ANY TESTIMONIALS OR SUCCESS STORIES ARE NOT INDICATIVE OF GUARANTEED RESULTS. Users are encouraged to exercise due diligence and consult with financial, legal, or other professional advisors before making any business or financial decisions based on the content provided by the Company.

4.) Modification and Termination of Services

We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time, with or without notice. The Company will not be liable for any losses or damages arising from such modifications, suspensions, or discontinuations.

5.) Legal Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Philippines. The User and the Company agree that any disputes arising from or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of the Philippines.

6.) Resolution of Disputes

By agreeing to these Terms, you irrevocably submit to the jurisdiction of the Philippine courts for any and all disputes arising out of the use of the Site or participation in TPFOB programs. We also reserve the right to seek recourse in the courts of the User's domicile or place of business, if necessary.

7.) Data Management

The Company is not responsible for the loss or corruption of any data transmitted by the User in the course of using the Site. Users are solely responsible for maintaining copies and backups of all personal data and content uploaded or transmitted to the Site.

8.) Electronic Communications and Signatures

By utilizing the Site, you consent to receive communications electronically and agree that electronic communications, including email, fulfill any legal requirements for written communication. YOU HEREBY CONSENT TO THE USE OF ELECTRONIC SIGNATURES for all agreements, orders, and records of transactions conducted through the Site.

9.) Miscellaneous Provisions

These Terms of Use, along with any additional policies or rules posted by the Company, constitute the entire agreement between you and the Company. Any failure on the part of the Company to enforce any provision of these Terms does not constitute a waiver of that provision. If any part of these Terms is found to be unenforceable, the remainder shall remain in effect.

10.) Community Conduct Guidelines

No Promotion: Members are strictly prohibited from promoting external products, services, or events. This includes digital products, personal websites, and outside courses.

Avoid Spam: To maintain a meaningful discourse, members must refrain from posting repetitive messages or irrelevant content that detracts from the discussion.

No External Events: Organizing or promoting external Zoom calls, meetups, or any events outside the designated course platforms is not permitted.

Respect Intellectual Property: Members may not sell, share, or distribute unauthorized digital products or course materials. Intellectual property rights of all individuals must be upheld.

No Promotion of Other Courses or Communities: Members are prohibited from promoting other courses, programs, or communities, regardless of their relevance to the course subject matter.

Maintain Respectful Communication: There is a zero-tolerance policy for derogatory remarks or disrespectful language.

All communications must be conducted with courtesy and professionalism.

No Public Refund Discussions: All inquiries or discussions regarding refunds must be directed privately to course administrators, rather than in the group chat.s

No Bullying or Harassment: Any form of bullying, harassment, or intimidation toward other members is strictly prohibited. Members are expected to treat one another with kindness and respect.

Stay Positive and Constructive: Members are encouraged to welcome diverse opinions and engage in healthy debates; however, overly negative or pessimistic thoughts that may adversely affect group morale should be avoided.

Privacy and Confidentiality: Members must respect the privacy and confidentiality of all participants. Sharing personal information or group chat conversations with non-members is not allowed.

Consequences for Violations: Members who violate these guidelines will be subject to apprehension and removal from the community.

11.) Refund Policy

TPFOB offers a limited refund policy, applicable to subscription products, under the following terms:

We provide a One-time After 60 Days Money-Back Guarantee, also known as our "No-fun refund," on all subscription products. To be eligible for a refund, you must demonstrate active participation and engagement with the course materials. This includes, but is not limited to, proof of completed coursework, attendance at live sessions, and evidence of implemented strategies provided in the course.

Refund requests must be submitted within 14 days after the initial 60 days from the date of purchase, and only if you are not satisfied with the results or have not experienced any progress. No refund requests will be honored after the 14-day window, except in cases where you can demonstrate active participation and adherence to the course materials without achieving results. If this requirement is met, TPFOB will refund the full investment made for the product.

Please be aware that refunds are not available for emergencies or any other circumstances. This refund policy applies solely to the initial purchase of subscription products. Subscription renewals, as well as promotional, discounted, or trial offers, are strictly non-refundable.

By purchasing and enrolling in our courses, you agree to these terms, with no exceptions made unless legally mandated.


To initiate your refund request, click here and complete the form to submit the required information for review. Once your request is received, we will assess your eligibility based on the outlined criteria.


TERMS AND CONDITIONS

DISCLOSURES AND DISCLAIMERS

In compliance with applicable laws and regulations, and in furtherance of our commitment to transparency, we hereby provide full disclosure of our services, products, and business operations. PLEASE NOTE THAT TPFOB IS NOT A POST-SECONDARY EDUCATIONAL INSTITUTION and does not confer state-accredited degrees, credits, or certificates that may be used for post-secondary academic purposes. Further, WE DO NOT GUARANTEE ANY SPECIFIC FINANCIAL OUTCOMES from the use of our services, training, or products.

TPFOB strictly disassociates from any representations of a "get-rich-quick" scheme. Success within our programs is contingent upon the user's personal effort, commitment, and diligence. Consequently, we are legally prohibited from offering any guarantees regarding specific outcomes, results, or earnings. Testimonials on our platforms reflect exceptional results achieved by highly motivated individuals and should not be construed as representative of typical outcomes.

IF YOU DO NOT ACCEPT THESE TERMS, PLEASE REFRAIN FROM PURCHASING OR UTILIZING OUR PRODUCTS OR SERVICES.

1.) Agreement to Terms

These Terms and Conditions constitute a legally binding agreement between you ("User") and The Pattern: Freelancing and Online Businesses ("Company," "we," "us," or "our") regarding your access to and use of the Company's website and associated platforms, including but not limited to websites, mobile applications, and social media platforms ("Site"). By accessing the Site, you confirm your understanding and acceptance of these Terms. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, YOU MUST IMMEDIATELY CEASE ACCESSING AND USING THE SITE.

We reserve the right to amend or modify these Terms at our sole discretion without prior notice, except that updates will be indicated by a "Last Updated" date. Continued use of the Site following any such modifications constitutes your acceptance of the amended Terms. We advise reviewing these Terms regularly to remain informed of any changes.

2.) Intellectual Property Rights

All materials, including but not limited to course content, videos, written materials, and other proprietary content ("Materials") offered by TPFOB are the exclusive intellectual property of the Company. Unauthorized reproduction, resale, or distribution of these Materials is strictly prohibited. Any sharing of login credentials or proprietary content with unauthorized persons constitutes a violation of intellectual property laws and is subject to immediate termination of access to the Site, without refund, and potential legal action under Philippine law.

The Company retains all rights to the content and trademarks associated with the Site. Users are granted a limited, non-exclusive, non-transferable license to access and use the Site for personal, non-commercial purposes only. Any other use, including the reproduction, distribution, or public display of any content or trademarks without express written permission, is strictly prohibited.

3.) Earnings and Income Disclaimer

The Pattern: Freelancing and Online Businesses ("TPFOB") does not guarantee that participation in our programs will result in financial gain. ANY TESTIMONIALS OR SUCCESS STORIES ARE NOT INDICATIVE OF GUARANTEED RESULTS. Users are encouraged to exercise due diligence and consult with financial, legal, or other professional advisors before making any business or financial decisions based on the content provided by the Company.

4.) Modification and Termination of Services

We reserve the right to modify, suspend, or discontinue any aspect of the Site at any time, with or without notice. The Company will not be liable for any losses or damages arising from such modifications, suspensions, or discontinuations.

5.) Legal Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of the Philippines. The User and the Company agree that any disputes arising from or in connection with these Terms shall be submitted to the exclusive jurisdiction of the courts of the Philippines.

6.) Resolution of Disputes

By agreeing to these Terms, you irrevocably submit to the jurisdiction of the Philippine courts for any and all disputes arising out of the use of the Site or participation in TPFOB programs. We also reserve the right to seek recourse in the courts of the User's domicile or place of business, if necessary.

7.) Data Management

The Company is not responsible for the loss or corruption of any data transmitted by the User in the course of using the Site. Users are solely responsible for maintaining copies and backups of all personal data and content uploaded or transmitted to the Site.

8.) Electronic Communications and Signatures

By utilizing the Site, you consent to receive communications electronically and agree that electronic communications, including email, fulfill any legal requirements for written communication. YOU HEREBY CONSENT TO THE USE OF ELECTRONIC SIGNATURES for all agreements, orders, and records of transactions conducted through the Site.

9.) Miscellaneous Provisions

These Terms of Use, along with any additional policies or rules posted by the Company, constitute the entire agreement between you and the Company. Any failure on the part of the Company to enforce any provision of these Terms does not constitute a waiver of that provision. If any part of these Terms is found to be unenforceable, the remainder shall remain in effect.

10.) Community Conduct Guidelines

No Promotion: Members are strictly prohibited from promoting external products, services, or events. This includes digital products, personal websites, and outside courses.

Avoid Spam: To maintain a meaningful discourse, members must refrain from posting repetitive messages or irrelevant content that detracts from the discussion.

No External Events: Organizing or promoting external Zoom calls, meetups, or any events outside the designated course platforms is not permitted.

Respect Intellectual Property: Members may not sell, share, or distribute unauthorized digital products or course materials. Intellectual property rights of all individuals must be upheld.

No Promotion of Other Courses or Communities: Members are prohibited from promoting other courses, programs, or communities, regardless of their relevance to the course subject matter.

Maintain Respectful Communication: There is a zero-tolerance policy for derogatory remarks or disrespectful language.

All communications must be conducted with courtesy and professionalism.

No Public Refund Discussions: All inquiries or discussions regarding refunds must be directed privately to course administrators, rather than in the group chat.s

No Bullying or Harassment: Any form of bullying, harassment, or intimidation toward other members is strictly prohibited. Members are expected to treat one another with kindness and respect.

Stay Positive and Constructive: Members are encouraged to welcome diverse opinions and engage in healthy debates; however, overly negative or pessimistic thoughts that may adversely affect group morale should be avoided.

Privacy and Confidentiality: Members must respect the privacy and confidentiality of all participants. Sharing personal information or group chat conversations with non-members is not allowed.

Consequences for Violations: Members who violate these guidelines will be subject to apprehension and removal from the community.

11.) Refund Policy

TPFOB offers a limited refund policy, applicable to subscription products, under the following terms:

We provide a One-time After 60 Days Money-Back Guarantee, also known as our "No-fun refund," on all subscription products. To be eligible for a refund, you must demonstrate active participation and engagement with the course materials. This includes, but is not limited to, proof of completed coursework, attendance at live sessions, and evidence of implemented strategies provided in the course.

Refund requests must be submitted within 14 days after the initial 60 days from the date of purchase, and only if you are not satisfied with the results or have not experienced any progress. No refund requests will be honored after the 14-day window, except in cases where you can demonstrate active participation and adherence to the course materials without achieving results. If this requirement is met, TPFOB will refund the full investment made for the product.

Please be aware that refunds are not available for emergencies or any other circumstances. This refund policy applies solely to the initial purchase of subscription products. Subscription renewals, as well as promotional, discounted, or trial offers, are strictly non-refundable.

By purchasing and enrolling in our courses, you agree to these terms, with no exceptions made unless legally mandated.


To initiate your refund request, click
here and complete the form to submit the required information for review. Once your request is received, we will assess your eligibility based on the outlined criteria.